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Get TERM life Insurance - Self-Serve on-line - no agent required - 100% digital
Protect your family and secure your future !
Did you know that many families across the nation are either uninsured or underinsured ? Life insurance isn’t just about protecing wealth – it’s about safeguarding your family’s future. With the right plan, you can rest easy, knowing your loved ones are protected no matter what.
Too many Americans need to crowdsource cash when their person dies. But with life insurance, you can give your family certain comforts like staying in their home, finishing school—money for things that’ll help them thrive.
Term Life done in 3 EASY STEPS !
1 – Tell us about yourself
2 – See if you are instantly approved
3 – Activate your policy
Is Ladder 100% digital?
We are 100% digital — no doctors, no needles, no paperwork — when you apply for $3 million in coverage or less. Just answer some questions about your health in our application. Anything greater than $3M and we may ask you to complete a quick, free, at-home health check.
How much insurance do I need?
10x your salary is the quick math. It may sound like a lot, but think of everything it could be used to cover: a mortgage, debt, higher education, an emergency fund and more. For a personalized answer to this question, try our coverage calculator.
Money back guarantee !
Yep! If, for whatever reason, you’re not completely happy with your policy, cancel in the first 30 days and get a full refund. After that, you can cancel any time without any cancellation fees.
